I’m Paul Dubbs, a State Farm Insurance Agent in Sandy, Utah. My team and I help individuals and families throughout Utah with auto, home, renters, life, and other insurance needs.
I believe good insurance is about more than getting a quote or finding a competitive price. It’s about making sure your coverage is set up correctly before you actually need it.
Insurance can be complicated, and mistakes happen. Coverage may not keep up when you buy a home, add a driver, get married, have children, change jobs, or simply go years without reviewing your policies. Our agency has safeguards and a review process designed to help identify potential coverage gaps, mistakes, and concerns before they become bigger problems.
That’s why we make insurance reviews an important part of what we do. We regularly meet with customers to review their auto, home, life, and other insurance needs and make sure their coverage still fits their situation. Reviews can be done in our Sandy office, over the phone, or virtually, making it easy to stay on top of your insurance even when life gets busy.
I also believe your insurance agent should be there when you actually need your insurance. When my customer needs help, I’m available to help them understand the process, answer questions, and work with the appropriate State Farm claims team. You shouldn’t feel like you’re on your own when something goes wrong.
My relationship with State Farm started long before I became an agent. When I was 16, I had a State Farm agent who took the time to help me and my family when we needed it. That experience stayed with me and helped shape the kind of insurance agency I wanted to build.
I opened my State Farm agency in Sandy in 2015, and I’m proud to serve customers throughout Utah. Whether you need auto insurance, homeowners' insurance, life insurance, or simply want a second look at the coverage you already have, my team and I are here to help.
Our goal is simple: help you understand your insurance, make sure it’s set up correctly, and be here when you need it most.
How do I know if my insurance coverage is set up correctly?
A good way to know is to review your coverage with an experienced insurance professional. Your insurance should reflect your vehicles, home, drivers, assets, family, and current financial situation. At Paul Dubbs State Farm in Sandy, Utah, we review coverage with our customers to help identify potential gaps, mistakes, and areas that may need attention BEFORE something happens.
What are some common insurance mistakes?
Common problems can include outdated information, incorrect drivers or vehicles, coverage that hasn't kept up with life changes, missing discounts, or liability limits that no longer fit your situation. Homeowners may also make improvements or acquire valuable property without reviewing their coverage. Regular insurance reviews can help identify potential problems before you have an accident.
Can I review my insurance without coming into the office?
Absolutely. We offer virtual insurance reviews as well as appointments by phone and in our Sandy office. A virtual review allows us to go through your auto, home, life, and other insurance needs together without requiring you to travel to the office.
What should I review when adding a teenage driver?
Adding a new driver is an important time to review your auto insurance. Make sure the correct drivers and vehicles are listed and review your liability limits, deductibles, available discounts, and other coverage options. It's also a good time to review the family's overall insurance needs because adding a teenage driver can change your risk exposure.
How much life insurance does my family need?
There isn't one amount that's right for everyone. Life insurance needs can depend on your income, debts, loans, children, future education expenses, existing savings, and the financial needs of the people who depend on you. We can help you look at those factors and discuss life insurance options based on your family's situation.
Do homeowners in Utah need earthquake insurance?
Standard homeowners insurance generally does not cover earthquake damage. Whether earthquake insurance makes sense for you depends on factors such as your home, location, finances, deductible, and how much risk you're comfortable assuming yourself. We can help Utah homeowners understand their options and decide whether earthquake coverage is appropriate for them.
Can Paul Dubbs State Farm help customers outside of Sandy, Utah?
Yes. Our State Farm office is located in Sandy, and we serve customers throughout Utah. We especially work with individuals and families in Sandy and surrounding communities, including Draper, South Jordan, Riverton, Herriman, Cottonwood Heights, Midvale, Murray, Bluffdale, Salt Lake City, and nearby areas.
Why should I work with a local State Farm agent instead of buying insurance online?
Buying insurance online can be convenient, but insurance isn't just about completing an application and getting a price. A local agent can help you understand your options, review how your coverage is set up, identify potential concerns, and be available when your needs change or you have a claim. At Paul Dubbs State Farm, our goal is to help you get your insurance set up correctly before you need it—and be here when you do.
